Personal Property Coverage protects your personal belongings. You choose how much coverage you want, based on how much your stuff is worth. Your clothes, gadgets, furniture, kitchen items and more are protected no matter where you are.
The specific hazards that your belongings are covered under include:
- Fire or lightning
- Windstorm or hail
- Vandalism or malicious mischief
- Accidental discharge or overflow of water or steam
* In NC, water damage is currently not covered in the liability coverage section of the Renters Insurance Policy.